Insurance and Emergency Game Plan
Look for primary medical coverage with emergency evacuation, hospitalization, and pediatric care included. Verify coverage limits, worldwide networks, and 24/7 assistance in English. Add adventure sport riders if needed, and ensure dependents are explicitly listed. Save hotline numbers in phones and on wallet cards.
Insurance and Emergency Game Plan
Read exclusions for pre-existing conditions, pregnancy, mental health, and routine care. Ask about waiver windows and documentation needed for stability. Clarify what counts as a qualifying emergency. Screenshot policy pages and email yourself a summary so you can quickly cite terms under stress.